Get a funded account
for Polymarket markets.
Instant simulated capital on live Polymarket order books, traded under published rules with conditional USDC payouts; no evaluation and no venue wallet required.
01
What a Polymarket funded account is
A Polymarket funded account, in the prop-firm sense, means trading prediction markets with a firm's capital instead of your own crypto deposit. At Refract Funding there is no challenge to pass: you buy a funded simulated account that activates instantly on live Polymarket prices, trade it under a published trailing drawdown, and keep the published share of eligible simulated profits, paid in USDC; no Polymarket wallet or USDC deposit is required.
Searches for this phrase mostly surface deposit walkthroughs: how to bridge USDC into a wallet and fund your own Polymarket balance. This page is about the other meaning. A funded trading account puts a firm's buying power behind your decisions, so your upside comes from forecasting skill rather than bankroll size. At Refract Funding that account is simulated one-to-one against live Polymarket and Kalshi order books, and eligible simulated profits can qualify for real USDC payouts under the published program rules.
Refract Funding is independent of Kalshi and Polymarket. It uses their published market data as a simulation reference and does not send user orders to either venue.
02
Account sizes and terms come from the live program configuration
| Simulated buying power | One-time price | Trailing drawdown | Payout cadence |
|---|---|---|---|
| $1,000 | Giveaways and contests only. | $50 | every day |
| $5,000 | $39 | $250 | every day |
| $10,000 | $69 | $500 | every day |
| $20,000 | $129 | $1,000 | every day |
| $50,000 | Coming Soon! | $2,500 | every day |
These values load from the current public tier configuration; the rulebook controls, and the checkout shows the applicable terms before purchase.
03
The path: buy it, trade it
There is no evaluation and no waiting period. You buy the account at its published one-time price, it activates the moment payment confirms, and the only account-ending trading rule is the trailing drawdown. Practice stays free for as long as you like before you buy.
Buying a funded account does not guarantee a payout; payouts depend on the program rules, eligibility, identity and fair-play review, regional availability, and approval.
Want the firm-level view first? Read how the prop firm for Polymarket traders works. If you are not ready for a funded account, start with free Polymarket paper trading.
04
Funded account versus trading Polymarket directly
Trading the venue directly means bridging USDC, holding custody of a wallet, and eating every loss from your own balance. A funded simulated account inverts that: the one-time account price is all you ever risk, fills are simulated against the same displayed depth, and the discipline rules are published up front. The mechanics, fees, and risks of the direct route are covered in how to make money on Polymarket and the research process in Polymarket strategies.
FAQ
Frequently asked questions
What is a Polymarket funded account?
A Polymarket funded account, in the prop-firm sense, means trading prediction markets with a firm's capital instead of your own crypto deposit. At Refract Funding there is no challenge to pass: you buy a funded simulated account that activates instantly on live Polymarket prices, trade it under a published trailing drawdown, and keep the published share of eligible simulated profits, paid in USDC; no Polymarket wallet or USDC deposit is required.
Do I need a Polymarket account or a crypto wallet?
No. Trading the venue directly means funding a wallet with USDC and managing custody yourself. At Refract Funding all trading is simulated against live Polymarket and Kalshi order books, so no venue account, wallet, or deposit is required; the only real payment is the one-time funded-account price.
How do payouts work on a Polymarket funded account?
You choose the withdrawal amount, up to your live withdrawable balance, whenever your book is flat. Your share is calculated as 90% of the amount you withdraw, and eligible requests can be made every day once every payout rule is met. Payouts are made in USDC. Buying a funded account does not guarantee a payout; payouts depend on the program rules, eligibility, identity and fair-play review, regional availability, and approval.
Can I lose my own money?
Your own money is never traded. Funded accounts are simulated, so losses are simulated too; an account that falls below its trailing drawdown floor is closed under the program rules. The only real money you ever spend is the account price.
Does Refract Funding place real orders on Polymarket?
No. Every fill is simulated against the displayed reference book. Refract Funding is independent of Polymarket; it does not send orders to Kalshi or Polymarket and does not custody user trading capital.
Important: All trading, balances, positions, and fills on Refract Funding—including in the simulator and funded accounts—are simulated. No real money is placed at risk in a simulated trade, although funded-account prices are real payments. The price buys a program seat under published rules; it is not a deposit, investment, market stake, or trading capital. Refract Funding is independent of Kalshi and Polymarket; references to those venues do not imply endorsement.
Buying a funded account does not guarantee a payout. Payouts, where offered, depend on the program rules, eligibility, identity and fair-play review, regional availability, and approval. Market data and simulated results may be delayed, incomplete, or inaccurate. Refract Funding is not a broker, exchange, or investment adviser, and nothing on the service is investment advice. Adults 18+ only; additional age or location restrictions may apply.